Finance Options for Car Leasing

Contract Hire | Personal Contract Hire | Contract Purchase

Personal Contract Purchase | Finance Lease

Gateway2Lease understands that choosing the right vehicle to suit all of your needs can be hard but finding the right finance option can be even harder. That's why at Gateway2Lease we offer our customers various finance options to best suit their individual needs.

For business users, whether you are a Sole Trader, a Limited Company or a PLC, we can offer you contract hire & lease and purchase plans. We also have a selection of personal finance options that are designed for our personal users.

To find out more information on the various finance options Gateway2Lease can provide, please see below.

Contract Hire
Contract Hire is a long term rental agreement and is the most common type of lease available in the UK. It will benefit a customer who is seeking to remove assets from a balance sheet, eliminate the financial risk assoicatied with disposing of the vehicle and enjoy the convenience of a full maintenance service, at a fixed monthly cost.

Key features and benefits include:

Fixed rentals for the whole package, making budget planning easier

The vehicle appears off 'Balance Sheet' as it is owned by the leasing company

Maintenance of vehicles can be included in monthly rentals, and so spread the cost

No financial risk associated with disposing of the vehicle

Road Fund License is provided for the full term of the contract


Personal Contract Hire
This finance option will benefit a personal individual who is seeking to eliminate the financial risk associated with disposing of the vehicle and enjoy the convenience of a full maintenance service (if requested), at a fixed monthly cost.

Key features and benefits include:

Fixed monthly rentals for the whole package, making budget planning easier

Low inital payment - typically 3 monthly payments

None of the depreciation risks associated with ownership

Access to more 'upmarket' vehicles - with a personal contract hire deal, you could afford a car that would otherwise be too expensive

Maintenance of vehicles can be included in monthly rentals, and so spread the cost


Contract Purchase
Structurally similar to Contract Hire, Contract Purchase enables the customer to make fixed monthly payments. However, with Contract Purchase the customer has the option of retaining the vehicle at the end of the contract.

Key features and benefits include:

Similar benefits to contract hire regarding fixed payments and flexible terms

Maintenance and added value services can be included

The option to retain the vehicle at the end of the contract - without depreciation risks


Personal Contract Purchase
Again, structurally similar to Personal Contract Hire, Personal Contract Purchase enables the customer to make fixed monthly payments. However, with Personal Contract Purchase the customer has the option of retaining the vehicle at the end of the contract.

Similar benefits to Personal Contract Hire regarding fixed payments and flexible terms

Maintenance and added value services can be included

The option to retain the vehicle at the end of the contract - without depreciation risks


Finance Lease
Finance Lease is a popular funding option for commercial vehicles where Contract Hire is not suitable. (Cars can be financed as well)

Fixed, low monthly payments and flexible terms

Monthly rentals can be lowered further throught the introduction of a ballon rental at the end of the contract

Although you will not own the vehicle, you would recieve 98% of the sale proceeds. Where a baloon has been introduced, these proceeds are utilised to help clear the rental