Personal Finance Application


Vehicle Details



Stage 1 - Your Personal Details

Please enter your full personal details as shown on your passport, driving license or other official documents. Your personal details will be used by some finance companies to automatically confirm your ID whilst others may request copies of key documents later in the process.

Important - Please enter your full legal name for the purposes of the credit search













Stage 2 - Your Address History


Your Current Address Details

Please provide 5 years UK address history. You must be on voters roll at this address and your driving license also must match the address on the DVLA database.






Stage 3 - Your Employment History


Your Current Employment Details

Please provide 3 years of employment history. If you are retired please enter 'retired' and enter any pension income in the section below.





Stage 4 - Your Bank Account Details

Please provide the bank account details that you would like the direct debit to come out of.





Stage 5 - Your Income & Expenditure Details

Please provide accurate information as the finance company will check this against your credit report. The purpose of this section is to enable the finance company to assess affordability and to give you the opportunity to state anything that may not be on your credit file yet e.g. pay increase or an additional loan.











Stage 6 - Affordability Assessment Status

It is our duty of care to access affordability for all consumers. This check is carried out in conjunction with the wider credit assessment undertaken by the finance company and this will include a credit reference search. The affordability assessment aims to establish if there is sufficient surplus income to cover the payments. It is your responsibility to provide accurate income & expenditure details based on your current situation. Any further information can be supplied in the section below.


Stage 6 - Supporting Information

Please enter any supporting information that may assist your application.

The following terms & conditions are those of Marshall Management Services Ltd T/A Gateway2Lease and are linked to the consumer credit act and data protection regulations. These T&Cs are specific to this part of the application and are in addition to any terms that you may have already accepted as part of any vehicle order. Your understanding and agreement to these terms is a requirement to ensure that you are fully protected. If you cannot accept all of the terms below, unfortunately we will be unable to progress your application any further. Please contact us if you have any questions.

Please scroll through each box below to read the terms and conditions fully before accepting and submitting the application.


PERSONAL DATA
By accepting our T&Cs you will be giving us authority to disclose your information as we have outlined below.
Gateway2Lease are a credit brokerage and act on behalf of the selected finance company (lender). Gateway2Lease will pass your data onto the finance company and the supplying dealership in order to arrange your vehicle finance and also the supply / delivery. In some cases the finance provider may be accessed via the supplying dealership and in these cases your data will be passed to the supplying dealer for onward transmission to the finance company. ‘Your Information’ refers to the information that you have given to Gateway2Lease in connection with your application. ‘Your Information’ also refers to any information that the finance company obtain from their enquiries including searches at credit reference and fraud prevention agencies. This applies to all applicants, including joint applicants, members of the household along with directors and partners for companies. The finance company will check your details with credit reference and fraud prevention agencies and these agencies will record the check. This is often referred to as a ‘credit footprint’. The finance company will provide the agencies with current and previous names, addresses and date of birth of all parties as well as the income and expenditure details that you provided. If you are providing information about others via a joint application, you must ensure you have their agreement. The agencies will provide the finance company with confirmation of the income and expenditure provided and public information about you and any third party financially linked to you; information such as county court judgements (CCJ’s) and bankruptcies, electoral register and fraud prevention information on you and your known financial associates, current and previous names, addresses and dates of birth. If false or inaccurate information is provided and fraud is identified, details will be passed onto fraud prevention agencies. Law enforcement agencies may access and use this information.


CREDIT CHECK
By accepting our T&Cs you will be giving us authority for your application to be credit scored and for your information to be used as we have described below.
The Agency searches that the finance company make will leave a search footprint, both in their records and on your credit file at the Agencies they've used, whether or not this application proceeds. If the search was for a credit application, the record of that search (but not the lenders name) may be seen by other organisations when you apply for credit in the future. If you made a joint application, they will link together the records of joint applicants, called financial associates. They will also link all your previous and subsequent names and addresses. Links between financial associates will remain on your and their files until such time as you successfully file for a disassociation with the credit reference agencies. It may be necessary to make more than one such search particularly if you provide any new or changed information. Information provided may be supplied to other organisations and used by the Agencies and for them to assess you and your household for: credit and credit related services, affordability of credit; motor, household, credit, life and other insurance proposals and claims; debt tracing and recovery; checking details of job applicants and employees, prevention of fraud and money laundering; managing your accounts; statistical analysis about credit, insurance and fraud; market research, and to verify your identity if you or your financial associate applies for other facilities, including all types of insurance applications and claims. They and other organisations may access and use the information recorded by fraud prevention agencies from other countries. Information about you may also be used for other purposes for which you have given consent, or, in very limited circumstances, when required by law or where permitted under the terms of the Data Protection Act 1998. The finance company may disclose your information to other subsidiaries or associates of the credit reference agencies. Credit scoring techniques will be used to assess your application. Please write to us at Unit 3, Ryelands Business Centre, WR90PT if you want a copy of the information that is held about you or for details of the Agencies with whom the searches are conducted.


BANK ACCOUNT DETAILS
By accepting our T&Cs you will be giving us authority to pass your bank details to the finance company and for them to setup the direct debit automatically when the agreement has been fully signed.
By completing this application you are confirming that you are the applicant or that you have the relavant authorisation to act on behalf of the applicant. In the event that your application is approved by the finance company and where all parties have signed the agreement, the finance company will automatically send the direct debit instruction to your bank using the details you have provided. All direct debits are covered by the direct debit gaurantee, click here for more information on the gaurantee. The bank account details provided must be for the applicant and you must have authorisation to agree debits from the account without the permission of any other account holders. Please take time to double check that the account details provided are accurate and correct.


ELECTRONIC SIGNATURE(S)
In order to proceed with your application and any future agreements Gateway2Lease and the finance company will require your consent to conclude agreements through electronic means using the email address you have supplied and/or electronic signatures.



NOTE - When you click the button above the form will validate the information that you have inputted. If you need to address any of the information inputted there will be a red cross to the right of the field. This helps us progress your finance application promptly and correctly with all the required information. Thank you for your attention.