What Documents Do I Need For a Car Lease?
Before a car lease application can be approved, the funder will require certain documents to verify your identity, address, and financial details. The documents needed vary depending on whether you're applying for a personal or business lease. Here's what you'll typically need:
Personal Car Leases
To apply for a personal car lease, the funder will ask for documents that confirm your identity, address, and financial situation:
- Photo ID – usually a valid UK driving licence or passport.
- Proof of address – a recent utility bill, bank statement, or credit card statement (dated within the last three months).
- Income and bank details - proof of personal income (payslips, bank statements, or other evidence) and the account from which lease payments will be made. Household income, including partner earnings, may also be requested.
You'll also be asked to provide a brief overview of your employment history (typically covering the last three years), address history, and major monthly expenses, like rent or mortgage payments, which helps the funder confirm your lease is affordable and suitable for your circumstances.
Business Car Leases
For leases taken out under a company name, the funder will typically request:
- Photographic ID of the business owner or director.
- Business bank statements for the last three months.
- Company information – registration number, VAT number (if applicable), trading address, and annual turnover.
- Director details – names, dates of birth, and sometimes a personal guarantee.
Some funders may also require up-to-date company accounts or other financial documents to complete the application.
Additional Information
In addition to the items listed above, the funder may request details of other financial commitments, such as student loans or significant monthly obligations, and other personal information, like marital status, if required.
Ready to Lease?
If you’re ready to start your search for your next lease car, explore our latest personal and business lease offers.
If you’re still learning about how leasing works, take a look at our other leasing guides for helpful information.
